Hello there! I’m Kelley Ross from Ross Mortgage Corporation, and I’m here to talk about something important: protecting your privacy when you’re shopping for a mortgage. You see, buying a home is a big deal, and you deserve to explore your options without feeling like your personal information is being passed around without your permission. That’s where the potential Trigger Leads Abatement Act comes in.

Let’s start with the basics:

What are trigger leads? Well, imagine you’re looking into getting a mortgage. You fill out some forms or make some inquiries, and suddenly, your information is being sold to other lenders without your say-so. These lenders then pounce on you with offers, bombarding you with calls and emails, sometimes even before you’ve had a chance to catch your breath.

It’s annoying, intrusive, and frankly, it’s not fair to you. That’s why there’s talk about passing the Trigger Leads Abatement Act. This proposed law would say that consumer reporting agencies can’t give out your credit information for loans you didn’t ask for, especially when it comes to getting a mortgage.

Now, here’s where I come in. At Ross Mortgage, we’re all about trust and transparency. When you work with us, you can rest assured that we won’t sell your information to other lenders. But here’s the thing: even if we don’t sell your info, when we check your credit, other loan officers might still get their hands on it through the credit bureaus. And that’s where the cold calls and emails can start flooding in.

But fear not! I’ve got a trick up my sleeve to help protect you from those pesky cold calls. When we run your credit, we can advise you on ways to opt out of having your information sold to other lenders. It’s like putting up a “do not disturb” sign for your credit report.

So, what does all this mean for you, the homebuyer? It means you can shop for a mortgage without worrying about your personal info being passed around without your permission. You can take your time, compare offers, and make decisions at your own pace, without feeling pressured by unwanted solicitations.

In summary, while the Trigger Leads Abatement Act hasn’t been passed yet, it’s important for consumers like you to know about it. And with trusted professionals like me, Kelley Ross, at Ross Mortgage Corporation, looking out for your best interests, you can feel confident as you navigate the exciting journey of homeownership. So, let’s work together to protect your privacy and find the perfect mortgage for you!