Hey there, it’s Kelley Ross from Ross Mortgage Corporation, and I’ve got some exciting news to share with you! If you’re thinking about buying a home, you’ll want to know about a recent update from FNMA and Freddie Mac that could make your journey to homeownership a whole lot easier.

So, here’s the scoop: FNMA and Freddie Mac, two big players in the mortgage world, just gave the green light for borrowers to finance their real estate commissions right into their loan. What does that mean for you? Well, it means you can now roll the cost of those commissions into your mortgage without messing with any of the usual seller-paid stuff.

Let me break it down for you in simpler terms. When you buy a house, there are these things called real estate commissions. They’re basically fees that go to the real estate agents who help you find and buy your dream home. Usually, these fees are paid by the seller when the deal is done.

But now, thanks to FNMA and Freddie Mac, you have another option. Instead of asking the seller to cover those fees, you can choose to include them in your mortgage. Why is this a big deal? Well, think about it: buying a home comes with a lot of upfront costs, and those commissions can add up fast. By financing them into your loan, you can spread out the payments over time, making it easier to manage your finances.

Now, you might be wondering, “Why should I trust Kelley Ross?” Well, let me tell you a bit about myself. I’ve been helping folks like you navigate the mortgage process for years, and I’m passionate about making sure my clients are always well-informed. I’ll be here every step of the way to answer your questions, guide you through the process, and make sure you feel confident about your decisions.

But before you jump in, it’s important to understand a few things. Financing your real estate commissions into your loan can be a great option, but it’s not right for everyone. You’ll want to weigh the pros and cons, consider your financial situation, and talk it over with your trusted mortgage professional (that’s me!).

So, if you’re ready to take the next step toward homeownership and want to learn more about this exciting financing option, give me a call or shoot me a message. I’m here to help you achieve your homeownership dreams, one step at a time. Let’s make it happen together!